Chequing Accounts Personal Chequing Account - PCA Daily interest paid monthly on minimum balance of $1,500 No point of sale transaction fees if minimum monthly balance  of $500.00 is  maintained Overdraft  protection available on approved credit. Direct deposit of your payroll  available Access your money by using your debit card at ATMs Displaying the Interac, Accel, Cirrus, Exchange Logos or by purchases through retailers.