RRIF Accounts   Registered Retirement Income Funds RRIF's are also available at your Credit Union. Maintain control over your RRSP funds by switching them to a RRIF. You can choose the income payment and frequency that suits your needs at retirement. Interest earned inside the RRIF stays tax free until its withdrawn. FEATURES OF RRIF's Terms up to 5 years available Free Financial Advice Competitive Rates Insured for 100%, guaranteed. Current Rates The Savings and Investment Calculator