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Changes in service charges effective Sept. 1, 2010
As previously mentioned in our March newsletter, we have reviewed our current fee schedule compared to other financial institutions. With rising costs such as the introduction of the HST and new technology such as the chip card, we need to bring our fees in line with the industry average. To simplify the introduction of the new changes and to be fair to all members, we have chosen to apply a flat monthly fee of $4.00 per membership which provides members with unlimited access to the most utilized services as outlined below. Service
| Cost per Membership
| Cheque transactions
| INCLUDED
| Pre Authorized Debits
| INCLUDED
| In branch bill pmt
| INCLUDED
| Internet Banking
| INCLUDED
| Internet banking bill payment
| INCLUDED
| Internet Banking - funds transfer to other institutions/individuals
| INCLUDED
| In branch deposits
| INCLUDED
| Telephone Banking
| INCLUDED
| In branch withdraw
| INCLUDED
| In branch transfers
| INCLUDED
| Parking at Main Branch
| INCLUDED
| Overdraft transfers
| INCLUDED
| Replacement Debit Cards
| INCLUDED
| Bi Annual Statements
| INCLUDED
| ATM – AFCU
| INCLUDED
| American Express T/C
| INCLUDED
| Administration Fee US exchange
| INCLUDED
| Point of Sale –Debit card
(min monthly balance >$500.00 – no charge, min monthly balance < $500.00 - 0.50 per transaction)
| INCLUDED
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Other Fee's not included NSF Cheques
| $35.00*
| NSF Returned Cheque
| $10.00
| Returned Loan Payment
| $35.00*
| Stop Payment
| $10.00
| Canadian Bank Draft
| $5.00*
| Us Bank Draft
| $5.00
| Certified Cheque to Member
| $5.00*
| Certified Cheque to Non-Member
| $15.00
| Wire Transfers Outgoing
| $50.00
| Wire Transfers Incoming
| $20.00*
| Print Interim Statements
| $5.00
| | Fax Interim Statements | $5.00
| RRSP Transfers
| $75.00
| Monthly Statement with Cheque Return
| $4.00
| Cheques Negotiated in US Funds
| $10.00 Per Item
| | Research Request Per Hour | $25.00 Minimum 1 Hour
| | Offsite Research | $130.00 First Hour $95.00 Every Hour Thereafter | | Cheque Orders In-House | $5.00 for 24 $10.00 for 48
$20.00 for 100 | Collection Item | $25.00
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* Effective April 1, 2012
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