Service Fees

Service Fees

Our Account Fees Are Changing!

Fees are in effect as of February 1, 2024. Fees are subject to change to reflect changes in service costs and to keep our credit union competitive.


Chequing and Savings Account Packages

ServicePay-As-You-GoEveryday Package - $5.95Inclusive Package - $14.95
Fees, where indicated, are per transaction.
Deposits – In branch, preauthorized credits
UnlimitedUnlimitedUnlimited
Withdrawals – In branch, preauthorized debits & cheques
$1.00UnlimitedUnlimited
Bill payments $1.00UnlimitedUnlimited
Internal transfersUnlimitedUnlimitedUnlimited
External transfers - AFT$1.00UnlimitedUnlimited
Interac e-Transfer - Sending$1.00$1.00Unlimited
Interac e-Transfer-Receiving/Fulfilling a RequestUnlimitedUnlimitedUnlimited
Interac e-Transfer - Sending a Request for Money$1.00 - Charged upon receipt of Request Money$1.00 - Charged upon receipt of Request MoneyUnlimited
ATM withdrawals – Airline Financial ATM
& The Exchange Network
UnlimitedUnlimitedUnlimited
ATM Interac withdrawals within Canada$2.00 + Surcharge$2.00 + Surcharge$2.00 + Surcharge
ATM withdrawals outside Canada$5.00 + Surcharge$5.00 + Surcharge$5.00 + Surcharge
Interac Direct Debit$1.00 – Waived with minimum monthly balance of $1000$1.00 – Waived with minimum monthly balance of $1000Unlimited
Point of sale – Plan 24 Savings$1.00$1.00$1.00
International point of sale – PCA or Plan 24 Savings
$1.25 + Daily Exchange Rate$1.25 + Daily Exchange Rate$1.25 + Daily Exchange Rate

Additional Fees – Not covered by monthly packages

ServiceFee
Fees, where indicated, are per transaction
Monthly statements - Mailed$3.00
Certified cheques for members$10.00
Canadian cheque written in US funds$20.00 + daily exchange rate
Canadian/US bank drafts$10.00
Certified cheques for non-members$25.00
ATM card replacement (first replacement free)$15.00
NSF – cheque or EFT$50.00
Stop payment$15.00
Collection item$40.00
Reference letter – Account balance/bank verification30.00
Personal cheque orderVendor Cheque Pricing
Bill payment trace$12.00
Chargeback/Member originated chargeback$10.00/$40.00
Account balance transfer out$25.00
Outgoing wire$30.00
Incoming wire$15.00
Dormant account – Annually following 2 years of inactivity$25.00
Requested research$25.00
Account closed within 90 days of opening$25.00

Investment Product Fees – RRSP, RRIF, TFSA & Term deposits

ServiceFee
Fees, where indicated, are per transaction
Early redemption of fixed term – on approved bases only$60.00
Transfer out$100.00
Withdrawal from matured fixed term$60.00
Estate settlementMinimum $150.00 cost recovery.

Lending Fees

ServiceFee
Fees, where indicated, are per transaction
Personal loan application fee$100.00
Payment extension$75.00
Return payment$50.00
Line of credit/overdraft renewalFree
Unauthorized overdraft – minimum monthly interest charge$5.00
Mortgage application fee$250.00
Mortgage appraisalsCost
Mortgage discharge preparation$375.00
Mortgage transfer out$375.00
Mortgage reference letter – interest paid of tax purposes$30.00
Bridge Financing$400.00 + interest

Bank Your Way...

Bank Your Way...

Services for all your financial needs
from Airline Financial.