Service Fees
Our Account Fees Are Changing!
Fees are in effect as of February 1, 2024. Fees are subject to change to reflect changes in service costs and to keep our credit union competitive.
Chequing and Savings Account Packages
Service | Pay-As-You-Go | Everyday Package - $5.95 | Inclusive Package - $14.95 |
---|---|---|---|
Fees, where indicated, are per transaction. | |||
Deposits – In branch, preauthorized credits | Unlimited | Unlimited | Unlimited |
Withdrawals – In branch, preauthorized debits & cheques | $1.00 | Unlimited | Unlimited |
Bill payments | $1.00 | Unlimited | Unlimited |
Internal transfers | Unlimited | Unlimited | Unlimited |
External transfers - AFT | $1.00 | Unlimited | Unlimited |
Interac e-Transfer - Sending | $1.00 | $1.00 | Unlimited |
Interac e-Transfer-Receiving/Fulfilling a Request | Unlimited | Unlimited | Unlimited |
Interac e-Transfer - Sending a Request for Money | $1.00 - Charged upon receipt of Request Money | $1.00 - Charged upon receipt of Request Money | Unlimited |
ATM withdrawals – Airline Financial ATM & The Exchange Network | Unlimited | Unlimited | Unlimited |
ATM Interac withdrawals within Canada | $2.00 + Surcharge | $2.00 + Surcharge | $2.00 + Surcharge |
ATM withdrawals outside Canada | $5.00 + Surcharge | $5.00 + Surcharge | $5.00 + Surcharge |
Interac Direct Debit | $1.00 – Waived with minimum monthly balance of $1000 | $1.00 – Waived with minimum monthly balance of $1000 | Unlimited |
Point of sale – Plan 24 Savings | $1.00 | $1.00 | $1.00 |
International point of sale – PCA or Plan 24 Savings | $1.25 + Daily Exchange Rate | $1.25 + Daily Exchange Rate | $1.25 + Daily Exchange Rate |
Additional Fees – Not covered by monthly packages
Service | Fee |
---|---|
Fees, where indicated, are per transaction | |
Monthly statements - Mailed | $3.00 |
Certified cheques for members | $10.00 |
Canadian cheque written in US funds | $20.00 + daily exchange rate |
Canadian/US bank drafts | $10.00 |
Certified cheques for non-members | $25.00 |
ATM card replacement (first replacement free) | $15.00 |
NSF – cheque or EFT | $50.00 |
Stop payment | $15.00 |
Collection item | $40.00 |
Reference letter – Account balance/bank verification | 30.00 |
Personal cheque order | Vendor Cheque Pricing |
Bill payment trace | $12.00 |
Chargeback/Member originated chargeback | $10.00/$40.00 |
Account balance transfer out | $25.00 |
Outgoing wire | $30.00 |
Incoming wire | $15.00 |
Dormant account – Annually following 2 years of inactivity | $25.00 |
Requested research | $25.00 |
Account closed within 90 days of opening | $25.00 |
Investment Product Fees – RRSP, RRIF, TFSA & Term deposits
Service | Fee |
---|---|
Fees, where indicated, are per transaction | |
Early redemption of fixed term – on approved bases only | $60.00 |
Transfer out | $100.00 |
Withdrawal from matured fixed term | $60.00 |
Estate settlement | Minimum $150.00 cost recovery. |
Lending Fees
Service | Fee |
---|---|
Fees, where indicated, are per transaction | |
Personal loan application fee | $100.00 |
Payment extension | $75.00 |
Return payment | $50.00 |
Line of credit/overdraft renewal | Free |
Unauthorized overdraft – minimum monthly interest charge | $5.00 |
Mortgage application fee | $250.00 |
Mortgage appraisals | Cost |
Mortgage discharge preparation | $375.00 |
Mortgage transfer out | $375.00 |
Mortgage reference letter – interest paid of tax purposes | $30.00 |
Bridge Financing | $400.00 + interest |
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Bank Your Way...
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from Airline Financial.